Go BottomInsurance for tractor
 | Harold D.
Join Date: Posts: 1 
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2003-03-21 51553
I recently purchased a Kubota 2710HST and need to provide insurance for it since I've financed it through Kubota credit. Any recommendations? Allstate (who I have home and auto with) won't cover it.
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| Yerbyra
Join Date: Jul 2003 Posts: 32 Opelika Alabama
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2003-03-21 51555
Harold,try State farm,they put my tractor on my home owners as long as I used it ONLY on my property! ....
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 | DRankin
Join Date: Jan 2000 Posts: 5116 Northern Nevada 
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2003-03-21 51560
State Farm sent a rider to Kubota Credit for my tractor at no charge to me. It is covered under my homeowners policy. ....
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| slowrev
Join Date: Jul 2003 Posts: 231 Winchester , KY
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2003-03-21 51564
Try Farm Bureau insurance.
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| DAVER
Join Date: Posts: 1
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2003-03-21 51571
I used Farm Bureau. They can write policy for tractor only
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| deerefan
Join Date: Nov 2004 Posts: 0 Wabash, IN
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2003-03-21 51579
I think you may have some bad information. Most (if not all) homeowners policies will cover the tractor under the following circumstances:
1. It is only used on your property.
2. It is not covered for rollover.
3. It is not transported on any trailers.
4. It is not altered from factory specs.
I recently also financed through Kubota credit and my insurance company (State Farm) covered it under the above guidelines, at NO EXTRA CHARGE. You will have to uncheck the 2 boxes on the Kubota farm applying to upset and collision. Just beware it is not covered when hauling it or if it turns over. It is covered for fire/theft. If they give you any trouble tell them they can insure it from those problems if they are worried about it. That quieted them down quickly and they accepted the altered form. ....
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| patrick c
Join Date: Posts: 1
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2003-03-21 51582
Beware. Is it really covered under your home owners? Many insurance companies due to the bad investments and recent claims have made changes in policies. Most home owners policies will cover your lawn tractor if it is on your property. Most will not cover your tractor if your are in a right-of-way, side ditch or when your put it on a trailer. Please be sure to question your agent in detail.
Also check your liability coverage for mowing a ditch. ....
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| soarkrebel
Join Date: Jul 2003 Posts: 15 arkansas
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2003-03-21 51590
I have a personal articles policy with state farm for my tractor and all implements. worth the money for ease of mind. ....
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| ruger454
Join Date: Jul 2003 Posts: 39 lapeer, MI
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2003-03-22 51600
I have my tractor insured through citizens and I have it "scheduled" for a given price and that includes trailering and off property use as long as it is not used for a business. It is $50.00 a year. ....
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| Harold D
Join Date: Posts: 1
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2003-03-24 51744
Thanks to all for your input.
After further investigation (and education of my agent), they do cover it under my homeowners as long as it's under 40hp and is used to service my property. ....
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